Binance Dual Investment is a structured financial product that earns enhanced yields while holding cryptocurrency. Register a Binance account and complete verification to get started. In the Earn section of the Binance APP, you can find Dual Investment products with detailed descriptions and yield previews.
Basic Concept of Dual Investment
Choose a target price and expiry date. You earn interest regardless of market direction. At expiry, your principal is settled based on whether the market price is above or below the target. For example: holding 1 BTC with a $70,000 target and 7-day term: if BTC is above $70,000 at expiry, principal converts to USDT at $70,000 plus interest; if below, you get back 1 BTC plus interest.
Two Types of Dual Investment
"Sell High": deposit crypto, set a target above current price. If price exceeds target at expiry, system sells at target and settles in USDT; otherwise you keep crypto plus interest. "Buy Low": deposit USDT, set target below current price. If price drops below target, system buys crypto at target; otherwise you keep USDT plus interest.
Yields and Risks
Interest is earned regardless of market direction, with attractive annualized rates. Rates depend on the distance between target and current price, and time to expiry. Main risk is opportunity cost from incorrect directional judgment.
How to Choose the Right Product
Align selection with your market outlook. Shorter terms have lower risk but lower returns. Beginners should start with short-term products with targets far from current price. Do not invest all funds; use as part of a portfolio. Read product descriptions and risk warnings thoroughly.